Seva Beauty
Beauty Salons
How that compares in its industry
Brands in the same industry group — Other Personal Care Services — with at least 20 finished loans, meaning repaid or written off. 194 further brands were left out for having too few. The chart draws 13 of 26: the best and worst of the group, plus Seva Beauty. The 13 in between are marked where they fall.
15 of 25 comparable brands had a lower charge-off rate than Seva Beauty.
The median brand in this group charged off 8.8% of its finished loans; Seva Beauty charged off 10.3% — 1.2× the median. Rank alone would move a whole place if any single brand did, so the median is the steadier comparison.
That rests on 29 finished loans. One fewer default would read 6.9%, one more 13.8% — how much a single borrower moves this figure is part of reading it.
9 brands from 3.1% to 10.3% not shown
4 brands from 13.1% to 15.0% not shown
Charge-off rate across finished loans — repaid or written off — so a lower bar is better. Counts beside each bar are the evidence behind the percentage — a brand with 3 of 21 and one with 30 of 210 share a rate and not a level of certainty. Industry grouping is the SBA’s own classification (NAICS 8121), which is broader than a brand’s own speciality.