One price. No subscription.
Read the filing.
Not the pitch.
Every franchisor hands you a few hundred pages and a salesperson. This reads the pages — the fees in Item 6, the investment in Item 7, what Item 19 actually says — and puts the SBA’s record of how its borrowers repaid next to it.
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What $49 opens
- Every fee in Item 6, priced in dollars against your own revenue assumption — not a royalty percentage on its own
- The investment range from Item 7, high and low, as the filing states it
- What Item 19 actually says — and, where the filing describes its average ambiguously, that it cannot be compared with the others
- Red flags and what to ask about, drawn from the record rather than from opinion
- A five-year model you put your own numbers into
- Or your own FDD — upload a filing we have never seen and it is read the same way
Every brand, not a number of them. A franchise decision runs for months and turns on comparing one against another — pricing that by the brand would only teach you to compare fewer.
What never costs anything
- Every SBA loan outcome — who repaid, who was charged off, and how that compares with the brand’s industry
- The whole brand database, searchable, including which brands have a filing we have read
- Whether a brand discloses Item 19 at all, which is most of what narrows a list
- Industry comparisons and rankings on loan outcomes
The SBA file is a public federal dataset. It is free here because it is free everywhere, and putting a price on a public record would be charging you for someone else’s work.
Seven days to change your mind
If the analysis is not worth what you paid, we refund it in full — no reasoning required — within seven days of buying, as long as you have opened no more than 2 brands. It is there so nobody pays for something that turns out to be wrong, and one full report is enough to tell.
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What else you could do
| This site | Franchise attorney | Franchise broker | |
|---|---|---|---|
| Reads the actual FDD | Yes | Yes | No |
| Shows SBA loan outcomes | Yes, free | No | No |
| Compares against peer brands | Yes | No | Sometimes |
| Paid by the franchisor | No | No | Yes — commission |
| Legal advice on your contract | No | Yes | No |
This is not a substitute for a franchise attorney and does not try to be — nobody here reads your franchise agreement or advises you on it. It is the reading of the disclosure document you would otherwise do yourself, and the loan record you could not assemble yourself.
Free, no account
Before you buy
- 972 brands have a filing we have read
- Of 1,439 in the database. The rest are here because they appear in the loan record, and their pages say so rather than estimating anything.
- 449 of 783 Item 19s state a revenue figure you can model on
- A franchisor can satisfy Item 19 with unit counts or a top-quartile figure alone. Where the filing describes its average ambiguously, it is marked and kept out of comparisons instead of being averaged in.
- These are the figures as filed, not audited
- Every value is read out of the franchisor’s own document. A franchisor that files an optimistic number produces an optimistic figure here. How the reading works and where it refuses to guess.