Philly Soft Pretzel Factory
Snack and Nonalcoholic Beverage Bars
How that compares in its industry
Brands in the same industry group — Limited-Service Restaurants — with at least 20 finished loans, meaning repaid or written off. 1396 further brands were left out for having too few. The chart draws 13 of 100: the best and worst of the group, plus Philly Soft Pretzel Factory. The 87 in between are marked where they fall.
35 of 99 comparable brands had a lower charge-off rate than Philly Soft Pretzel Factory.
The median brand in this group charged off 6.9% of its finished loans; Philly Soft Pretzel Factory charged off 3.7% — 0.5× the median. Rank alone would move a whole place if any single brand did, so the median is the steadier comparison.
That rests on 27 finished loans. One fewer default would read 0.0%, one more 7.4% — how much a single borrower moves this figure is part of reading it.
29 brands from 0.0% to 2.9% not shown
58 brands from 3.8% to 26.9% not shown
Charge-off rate across finished loans — repaid or written off — so a lower bar is better. Counts beside each bar are the evidence behind the percentage — a brand with 3 of 21 and one with 30 of 210 share a rate and not a level of certainty. Industry grouping is the SBA’s own classification (NAICS 7225), which is broader than a brand’s own speciality.