Culver's
Food & Beverage
Figures are from the 2026 Franchise Disclosure Document filed in WI.
- Total investment
- $3,406,350 – $10,294,100+29% / +20% low / high since 2025
- Initial franchise fee
- $65,000Not comparable since 2025
- Franchised outlets
- 1,034+4% since 2025
No franchisee failed to repay
None of the 197 finished loans to Culver's franchisees were charged off. 21 of the 99 comparable brands in Limited-Service Restaurants share a clean record. See every one of them →
Based on 197 finished loans.
Every one of the 197 franchisees who borrowed to buy Culver's paid the money back. Across comparable Limited-Service Restaurants brands, 6.9% of borrowers did not. See it against every comparable brand →
There is more in Culver's’s filing
What it costs to open is free, above. Access opens what the franchisor disclosed about earning it back — here and on every other brand we have read:
- What Item 19 states its outlets earn, and on how many of them
- Every ongoing fee, not just the royalty — priced in dollars a year
- How many franchisees left, were terminated, or sold up
- Territory, renewal, non-compete and dispute terms
- What in the record is worth asking about, and why
- A five-year projection you can put your own rent, wages and borrowing into
One price opens all of it, on every brand we have read. Once opened it stays open.
The loan record stays free — how many of this brand’s franchisees borrowed from a bank to buy in, and how many never paid it back. That is a public government record and we do not charge for it. What you pay for is only what we read out of the franchisor’s own disclosure document.
Every figure, year over year2025 against 2026, all seven lines
Filed in MN and WI respectively. A franchisor may file different terms in different states, so the registries are named rather than blended. The three headline figures above carry their own movement; this is the rest.
| Figure | 2025 | 2026 | Change |
|---|---|---|---|
| Initial franchise fee | $55,000 | $65,000 | Not comparable |
| Investment, low end | $2,642,500 | $3,406,350 | +29% |
| Investment, high end | $8,573,000 | $10,294,100 | +20% |
| Franchised outlets at year end | 990 | 1,034 | +4% |
Not comparable marks a figure one of the two filings states ambiguously. Subtracting those produces a change that is real arithmetic over an unreal pair — most often because the franchisor restructured how a fee is described rather than what it charges.