18/8 Fine Men's Salons

Beauty Salons

How that compares in its industry

Brands in the same industry group — Other Personal Care Services — with at least 20 finished loans, meaning repaid or written off. 194 further brands were left out for having too few. The chart draws 13 of 26: the best and worst of the group, plus 18/8 Fine Men's Salons. The 13 in between are marked where they fall.

19 of 25 comparable brands had a lower charge-off rate than 18/8 Fine Men's Salons.

The median brand in this group charged off 8.8% of its finished loans; 18/8 Fine Men's Salons charged off 15.0% — 1.7× the median. Rank alone would move a whole place if any single brand did, so the median is the steadier comparison.

That rests on 40 finished loans. One fewer default would read 12.5%, one more 17.5% — how much a single borrower moves this figure is part of reading it.

The Woodhouse Day SpaThe Woodhouse Day Spa0 of 23 loans charged off0.0%0/23
Sports ClipsSports Clips2 of 161 loans charged off1.2%2/161
European Wax CenterEuropean Wax Center7 of 298 loans charged off2.3%7/298
Great ClipsGreat Clips6 of 238 loans charged off2.5%6/238
Hand and StoneHand and Stone4 of 142 loans charged off2.8%4/142
Restore Hyper WellnessRestore Hyper Wellness1 of 34 loans charged off2.9%1/34

13 brands from 3.1% to 14.9% not shown

18/8 Fine Men's Salons you18/8 Fine Men's Salons6 of 40 loans charged off15.0%6/40
The Lash LoungeThe Lash Lounge7 of 43 loans charged off16.3%7/43
Waxing the CityWaxing the City8 of 46 loans charged off17.4%8/46
Massage HeightsMassage Heights15 of 71 loans charged off21.1%15/71
Frenchies Modern Nail CareFrenchies Modern Nail Care5 of 22 loans charged off22.7%5/22
Tune Up; The Manly SalonTune Up; The Manly Salon5 of 22 loans charged off22.7%5/22
Fantastic SamsFantastic Sams30 of 105 loans charged off28.6%30/105

Charge-off rate across finished loans — repaid or written off — so a lower bar is better. Counts beside each bar are the evidence behind the percentage — a brand with 3 of 21 and one with 30 of 210 share a rate and not a level of certainty. Industry grouping is the SBA’s own classification (NAICS 8121), which is broader than a brand’s own speciality.

FDD data sourced from public state filings. We are not a franchise broker; we do not receive payment from franchisors and do not sell your information. Figures are read from the filing by a machine and link to the page they came from — check any of them against the source. Read the current disclosure document, and take advice from a franchise attorney, before you sign anything.