1 Tom Plumber
How franchisees’ loans performed
Every SBA-guaranteed loan to a 1 Tom Plumber franchisee approved between 2022–2026. This is the only public record of what happened to people who actually bought this franchise — the disclosure document does not report it.
Rates below count only finished loans — ones that have been repaid in full or written off. A loan still being repaid has not succeeded yet, and counting it as though it had would make every brand look better than it is.
- Loans on record
- 18
- Finished — repaid or written off
- 0
- Outcome withheld by SBA
- 13 — 72% of all loans
- Median loan approved
- $329,300
Source: U.S. Small Business Administration 7(a) FOIA disclosure data. A loan is counted only once it has been repaid in full or charged off — loans still running are neither a success nor a failure, and counting them as repaid would flatter every brand here. Loans whose status SBA withheld are excluded from the figures above and shown separately. The median is the loan approved, not the cost of opening — most projects are financed with additional capital.